Mortgage Shredder v1.0
Stop the Wealth Leak.
£250,000£1,000,000
Bank Interest Drain
£242,437
Capital lost to corporate shareholders over 25 years.
OpenFund Saving
£111,187
Retained community wealth through the equity swap.
The Mutual Advantage
FCA Regulated HPP
Structured as a legal Home Purchase Plan for safety.
Rent, Not Interest
Pay for the house you use, not the money you used.
Keep Your Title
You remain the sole owner on the HM Land Registry.
No Bank Middlemen
Pay the community, not corporate bonuses.
Asset-Backed Community Equity • Est. 2026
Equity Protection
Every swap is protected by a 25% equity buffer and a legal charge registered at HM Land Registry. Your home remains your castle, funded by your neighbors.