One Mutual. Three Win-Wins.

OpenFund isn't just an app; it's a three-sided ecosystem that aligns incentives for everyone.

The Stakeholder Pitch

Shred your bank mortgage.

Pay a 2.5% Social Dividend instead of 6% interest. Legally, this is Rent on the Mutual's share of your home. As you buy more equity, your rent naturally decreases. You are co-owning with your community, not renting from a bank.

-3.5%

Rate Drop

Avg. vs Bank rates

Keep Title

Ownership

No legal transfer